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Planning for death

 

Check your will.

Does it need updating?

Does it include your funeral wishes? If not, put a letter of wishes with your will

Do you have minor children? Are the guardians appointed still young and active enough to act?

Are your executors still happy and capable of taking on the role?

Are the gifts still as you wish?

Lasting Powers of Attorney (LPA)

These legal documents let you appoint attorneys to help you make decisions or make decisions on your behalf, giving you more control over what happens to you if you have an accident or an illness and cannot make decisions yourself.  There are two types, property and affairs, dealing with financial matters and health and welfare which address the decisions that might have to be made if you are in hospital or can no longer live at home. If you have not made these already, you should seriously consider doing so.

Contact list- family and friends

This should include family and friends who should be notified immediately when you die.  It should also include contact details for people that you would like to come to the funeral and if relevant people who you would not like to attend the funeral!

Contact list – financial matters

Contact list and full and account details of banks, building societies, mortgage companies, life assurance companies, pension providers, credit card companies and utilities, etc. Also include insurances.  This makes things much easier for those left behind.  Often an executor is the surviving spouse and grief will make the simplest matters very hard to deal with.  If all these details are together then someone else can take over and help out.

List of assets/liabilities

Linked to 4.above, a full list of your assets and liabilities.

Funeral wishes

Plan what type of service you would like and where you would like it to be held.  Do you wish to be buried or cremated? 

Can I renounce my right to executorship?
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